Construction Loans
Turn your building plans into a reality with a construction loan
Rated 5 from 88 Reviews
Turn your building plans into a reality with a construction loan
Rated 5 from 88 Reviews
Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.
Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.
We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.
ML
Matilda Lutwyche
As a first-home buyer, I felt incredibly supported by James every step of the way. His knowledge and guidance made the whole process so much easier. I was recommended to him by my brother and sister-in-law, who have trusted him as their broker for years, and now I can see why.
RB
Ryan Bewley
I had a fantastic experience with Scott from Modern Financial. He was available round the clock to answer any queries and I felt completely supported throughout the entire process. He went above and beyond to explain and ensure the process went as smoothly as possible. Highly recommend Scott to anyone thinking about purchasing their first home and will definitely be using him and recommending to anyone in the future.
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Nikhil Bhat
Thanks to Tori and the team for helping us move off one lender to the other. Your diligence in helping identify lenders who offered better rates as well as getting all of the paperwork/signatories/loan set up done very quickly has been awesome - thank you very much!
Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.
Your unique goals are our priority, as we customise financing to match your investment dreams. We're here to guide you at every step, providing tailored support for a smooth and rewarding investment journey.
Yes, we are here to help you facilitate your next property decision. We understand that purchasing a new home is a significant milestone in your life. That's why we're here to make this journey as seamless and rewarding as possible. We take the stress out of finding the right home loan, so you can focus on what truly matters - making your dream home a reality.
Yes, for sure! We are here to help you every step of the way. From your initial inquiry to the moment of settlement, we are dedicated to ensuring that your journey of acquiring your first property is a stress-free experience, allowing you to savour every moment of the process.
Navigating the diverse landscape of commercial lending options can be a daunting task, but we're here to guide you through the process. Our expertise lies in helping you identify and secure the ideal loan to meet your specific business needs.
We know that SMSF loans are a unique financial endeavour, and we're committed to crafting financing that suits your specific retirement goals.
Modern Financial ABN: 66 661 834 948, Modern Financial Group Pty Ltd ABN: 66 661 834 948. Credit Representative #480053 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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