Construction Loans
Turn your building plans into a reality with a construction loan
Rated 5 from 120 Reviews
Services
Turn your building plans into a reality with a construction loan
Rated 5 from 120 Reviews
Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.
Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.
We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.
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Brooke Campbell
Scott was fantastic! He got us a great deal on our mortgage and made the whole process easy, simple, and super quick. His communication was clear and prompt, and he kept us in the loop every step of the way. Highly recommend Scott to anyone looking for a stress-free mortgage experience!
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Alastair Hitchcox
Highly recommend Scott as your mortgage broker. Me and my partner were new to the housing market and Scott was there every step of the way, even for the dumb questions. He explained everything and organised everything that was needed to complete our first home purchase, and now we are happy in our new place. Absolute fantastic work Scott. Thanks a lot!
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Annie White
My partner and I could not speak more highly of Tori from Modern Financial. The entire time, we felt so supported by Tori who is exceptionally knowledgeable, but wonderful at explaining everything in simple terms for us as it was very much our first rodeo! No question was too silly, and Tori was always happy to have a chat over the phone or reply to an email and text - really time efficiently too. She helped us to map out a plan , but didn’t put any added pressure on. Just let us navigate the market and reach out to her when we needed assistance. Tori also really listened to what we were looking for, and was realistic in how we could get there. I would recommend Tori to anyone, whether it be first home buying or for an investment property, Tori will help make what seemed to us like a stressful process, actually quite enjoyable! Thank you Tori ☺️
Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.
Your unique goals are our priority, as we customise financing to match your investment dreams. We're here to guide you at every step, providing tailored support for a smooth and rewarding investment journey.
Yes, we are here to help you facilitate your next property decision. We understand that purchasing a new home is a significant milestone in your life. That's why we're here to make this journey as seamless and rewarding as possible. We take the stress out of finding the right home loan, so you can focus on what truly matters - making your dream home a reality.
Yes, for sure! We are here to help you every step of the way. From your initial inquiry to the moment of settlement, we are dedicated to ensuring that your journey of acquiring your first property is a stress-free experience, allowing you to savour every moment of the process.
Navigating the diverse landscape of commercial lending options can be a daunting task, but we're here to guide you through the process. Our expertise lies in helping you identify and secure the ideal loan to meet your specific business needs.
We know that SMSF loans are a unique financial endeavour, and we're committed to crafting financing that suits your specific retirement goals.
Modern Financial ABN: 66 661 834 948, Modern Financial Group Pty Ltd ABN: 66 661 834 948. Credit Representative #480053 is authorised under Australian Credit Licence #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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