Construction Loans

Turn your building plans into a reality with a construction loan

Rated 5 from 38 Reviews

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We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway. 

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you. 

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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LD

Leigh Dickfos

JD

Jordan Davies

James has a wealth of knowledge and gives great advice. We felt very comfortable throughout the entire journey working with the Modern team. Would highly recommend

lf

lachie ferguson

I don't often leave reviews but it's the least i could do for James after the level of service he provided us to secure a home loan. His ability to explain the pro's and con's of each bank loan made the process so easy to select the right loan for us. Highly Highly recommend!!

Frequently Asked Questions

Can you help me refinance if I am looking for a better rate?

Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.

I am wanting to start my property investing journey, can you help with finance?

Your unique goals are our priority, as we customise financing to match your investment dreams. We're here to guide you at every step, providing tailored support for a smooth and rewarding investment journey.

Can you help me upsize?

Yes, we are here to help you facilitate your next property decision. We understand that purchasing a new home is a significant milestone in your life. That's why we're here to make this journey as seamless and rewarding as possible. We take the stress out of finding the right home loan, so you can focus on what truly matters - making your dream home a reality.

Can you help me buy my first home?

Yes, for sure! We are here to help you every step of the way. From your initial inquiry to the moment of settlement, we are dedicated to ensuring that your journey of acquiring your first property is a stress-free experience, allowing you to savour every moment of the process.

I want help with Commercial Loans, can you help with that?

Navigating the diverse landscape of commercial lending options can be a daunting task, but we're here to guide you through the process. Our expertise lies in helping you identify and secure the ideal loan to meet your specific business needs.

Can you help with SMSF Loans?

We know that SMSF loans are a unique financial endeavour, and we're committed to crafting financing that suits your specific retirement goals.

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