Refinancing
Take advantage of better rates on the market and start saving
Rated 5 from 114 Reviews
Services
Take advantage of better rates on the market and start saving
Rated 5 from 114 Reviews
Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.
As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.
We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book AppointmentEM
Emma Macciotta
A huge thank you to James, Jess and the entire team for all of your support. From start to finish, they made the whole process feel easy. They were always available to answer our questions, explain everything clearly and kept us informed every step of the way. Nothing ever felt like too much trouble, and we always felt like we were in great hands. We couldn't recommend them highly enough!
GL
Georgia Leighton
As a first home buyer, I couldn’t have asked for a better mortgage broker than Tori. Buying your first home can be incredibly overwhelming, but she made the entire process feel so much more manageable. From day one, Tori was calm, supportive and genuinely had my best interests at heart. She was never pushy or made me feel pressured into making decisions, and she always took the time to explain everything clearly so I felt informed and confident every step of the way. What really stood out was her energy. She was approachable, reassuring and always happy to answer my (many!) questions. No matter how stressed I felt, I always came away from our conversations feeling more confident and at ease. I truly felt supported throughout the whole journey, and I’m so grateful to have had Tori helping me purchase my first home. I would highly recommend her to anyone, especially first home buyers looking for someone who is knowledgeable, trustworthy and genuinely cares about their clients.
CA
Craig Arnold
Tori is the best! Friendly and helpful. Educates while working through the details. As first home buyers we were lost but she helped us understand every step, and again with our first refinance. Would highly recommend!
Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.
Your unique goals are our priority, as we customise financing to match your investment dreams. We're here to guide you at every step, providing tailored support for a smooth and rewarding investment journey.
Yes, we are here to help you facilitate your next property decision. We understand that purchasing a new home is a significant milestone in your life. That's why we're here to make this journey as seamless and rewarding as possible. We take the stress out of finding the right home loan, so you can focus on what truly matters - making your dream home a reality.
Yes, for sure! We are here to help you every step of the way. From your initial inquiry to the moment of settlement, we are dedicated to ensuring that your journey of acquiring your first property is a stress-free experience, allowing you to savour every moment of the process.
Navigating the diverse landscape of commercial lending options can be a daunting task, but we're here to guide you through the process. Our expertise lies in helping you identify and secure the ideal loan to meet your specific business needs.
We know that SMSF loans are a unique financial endeavour, and we're committed to crafting financing that suits your specific retirement goals.
Modern Financial ABN: 66 661 834 948, Modern Financial Group Pty Ltd ABN: 66 661 834 948. Credit Representative #480053 is authorised under Australian Credit Licence #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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