Refinancing
Take advantage of better rates on the market and start saving
Rated 5 from 42 Reviews
Take advantage of better rates on the market and start saving
Rated 5 from 42 Reviews
Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.
As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.
We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.
Get an estimate of your savings in less than 60 seconds
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Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
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Frankie Ferraro
If I could give Matt 6 stars, I would! My partner and I went through a very stressful and messy home purchase, and we’re so grateful to have had Matt in our corner. He was incredibly proactive, constantly pushing the banks to speed up the process and making sure we got our paperwork back on time. Before buying, Matt even spent three hours with us, walking us through the entire process step by step. He secured the best home rate for us, something I truly realized later when friends who work in banking told me how exceptional the rate was. On top of that, Matt followed up multiple times to ensure everything was going smoothly, got our rate reduced further, and even managed to get us $3,000 back from the bank that we would’ve had no idea about! His service was outstanding from start to finish. Highly recommend!
TM
Trent Menzies
Big thanks to James and Jess. Nothing but helpful throughout the process. Made a normally stressful process very easy.
RF
Rachel Fisher
Huge thanks to James & Jess from Modern Financial for helping us navigate our refinance. Super quick replies, professional advice and guidance through the entire process made it all super easy and seamless. Highly recommend!
Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.
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Modern Financial Group Pty Ltd ABN: 66 661 834 948. Credit Representative #480053 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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