Director & Finance Broker
Meet James Christie, an experienced finance broker with over ten years of expertise, dedicated to educating and guiding individuals on their property journey while providing a modern perspective on mortgages to ensure a secure and prosperous financial future. Beyond the world of real estate, James enjoys golf and cherishes quality time with his partner and their Staffy. With a focus on empowerment and financial wisdom, James is the partner you need to make informed property decisions and achieve your long-term goals. Connect with him today to embark on your mortgage journey with confidence and strategy.
Finance Broker
Meet Tori Christie, a dedicated finance professional with diverse industry experience. Starting in the industry as a loan processor, Tori then graduated University and pursued a Supply Chain career, but rediscovered her passion for finance and property. Now, she's back in the industry as a dedicated broker, combining her expertise and passion to help clients achieve their financial goals. Beyond her career, Tori is a strong advocate for health and wellbeing, embracing a balanced lifestyle, and cherishing moments spent with friends. Whether you're a first-time buyer or a seasoned investor, Tori is your compassionate partner in achieving your property dreams, ensuring a smooth and supportive process every step of the way. Connect with her today and let her dedication empower your journey to financial success and home ownership.
Finance Broker
Scott is a passionate mortgage broker, devoted husband, and father of two young boys. After managing a successful solar business for five years, he made the transition to finance to pursue his love for property and helping others achieve their homeownership dreams. With a focus on delivering expert advice and personalized service, Scott is committed to supporting his clients every step of the way. Outside of work, he enjoys watching rugby league, and staying active through the gym, surfing, fishing, and golf. Scott’s approachable personality and dedication make him a trusted ally in navigating the mortgage process.
TR
Thomas Robinson
As a first home buyer, I was at a bit of a loss on how and where to get started. I couldn't have asked for a better mortgage broker than Tori. I called her more times than I'd like to admit, and every single time she picked up with patience, warmth, and genuine expertise. No question was ever too small or too silly. She explained everything clearly, helped me understand my options, and made me feel confident about every decision along the way. Tori was more than a broker, she was a real sounding board through the whole process. Her knowledge and calm, gracious manner turned what could have been a stressful experience into a smooth and even enjoyable one. I can't commend Tori and her team at Modern high enough!!
AW
Annie White
My partner and I could not speak more highly of Tori from Modern Financial. The entire time, we felt so supported by Tori who is exceptionally knowledgeable, but wonderful at explaining everything in simple terms for us as it was very much our first rodeo! No question was too silly, and Tori was always happy to have a chat over the phone or reply to an email and text - really time efficiently too. She helped us to map out a plan , but didn’t put any added pressure on. Just let us navigate the market and reach out to her when we needed assistance. Tori also really listened to what we were looking for, and was realistic in how we could get there. I would recommend Tori to anyone, whether it be first home buying or for an investment property, Tori will help make what seemed to us like a stressful process, actually quite enjoyable! Thank you Tori ☺️
PP
Phillip Pavlou
A big thank you to Tori and Meg from Modern Financial for their help refinancing my home loan. Not only did Tori secure me a better rate, she took time to understand my personal situation and needs and found a tailored solution that will work for me in the short, mid and long term. Speedy communication, managing an awkward time zone difference, dealing with my questions at all hours, both Tori and Meg were great. Couldn't recommend highly enough!







































Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.
Your unique goals are our priority, as we customise financing to match your investment dreams. We're here to guide you at every step, providing tailored support for a smooth and rewarding investment journey.
Yes, we are here to help you facilitate your next property decision. We understand that purchasing a new home is a significant milestone in your life. That's why we're here to make this journey as seamless and rewarding as possible. We take the stress out of finding the right home loan, so you can focus on what truly matters - making your dream home a reality.
Yes, for sure! We are here to help you every step of the way. From your initial inquiry to the moment of settlement, we are dedicated to ensuring that your journey of acquiring your first property is a stress-free experience, allowing you to savour every moment of the process.
Navigating the diverse landscape of commercial lending options can be a daunting task, but we're here to guide you through the process. Our expertise lies in helping you identify and secure the ideal loan to meet your specific business needs.
We know that SMSF loans are a unique financial endeavour, and we're committed to crafting financing that suits your specific retirement goals.