First Home Buyers
We'll help you into your First Home
Rated 5 from 124 Reviews
Services
We'll help you into your First Home
Rated 5 from 124 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book Appointment
LG
Lana Gaudiello
Scott and the team at Modern Financial were exceptional. They delivered personalised advice and made the whole process seamless and stress free. I would highly recommend this team. Thank you.
QB
Quinten Bennett (wealth_miindset)
Scott is the ultimate professional… Tasked with a difficult refinance of 2 properties simultaneously.. multiple hurdles and road blocks… nothing was an issue for Scott. And he got the job done. Could not be happier with the service that Scott provided and would highly recommend to anyone, whether it’s looking to buy your first property or to refinance.. Scott is your guy! Cheers Scotty
TR
Thomas Robinson
As a first home buyer, I was at a bit of a loss on how and where to get started. I couldn't have asked for a better mortgage broker than Tori. I called her more times than I'd like to admit, and every single time she picked up with patience, warmth, and genuine expertise. No question was ever too small or too silly. She explained everything clearly, helped me understand my options, and made me feel confident about every decision along the way. Tori was more than a broker, she was a real sounding board through the whole process. Her knowledge and calm, gracious manner turned what could have been a stressful experience into a smooth and even enjoyable one. I can't commend Tori and her team at Modern high enough!!
Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.
Your unique goals are our priority, as we customise financing to match your investment dreams. We're here to guide you at every step, providing tailored support for a smooth and rewarding investment journey.
Yes, we are here to help you facilitate your next property decision. We understand that purchasing a new home is a significant milestone in your life. That's why we're here to make this journey as seamless and rewarding as possible. We take the stress out of finding the right home loan, so you can focus on what truly matters - making your dream home a reality.
Yes, for sure! We are here to help you every step of the way. From your initial inquiry to the moment of settlement, we are dedicated to ensuring that your journey of acquiring your first property is a stress-free experience, allowing you to savour every moment of the process.
Navigating the diverse landscape of commercial lending options can be a daunting task, but we're here to guide you through the process. Our expertise lies in helping you identify and secure the ideal loan to meet your specific business needs.
We know that SMSF loans are a unique financial endeavour, and we're committed to crafting financing that suits your specific retirement goals.
Modern Financial ABN: 66 661 834 948, Modern Financial Group Pty Ltd ABN: 66 661 834 948. Credit Representative #480053 is authorised under Australian Credit Licence #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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