First Home Buyers
We'll help you into your First Home
Rated 5 from 119 Reviews
Services
We'll help you into your First Home
Rated 5 from 119 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book Appointment
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Alastair Hitchcox
Highly recommend Scott as your mortgage broker. Me and my partner were new to the housing market and Scott was there every step of the way, even for the dumb questions. He explained everything and organised everything that was needed to complete our first home purchase, and now we are happy in our new place. Absolute fantastic work Scott. Thanks a lot!
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Annie White
My partner and I could not speak more highly of Tori from Modern Financial. The entire time, we felt so supported by Tori who is exceptionally knowledgeable, but wonderful at explaining everything in simple terms for us as it was very much our first rodeo! No question was too silly, and Tori was always happy to have a chat over the phone or reply to an email and text - really time efficiently too. She helped us to map out a plan , but didn’t put any added pressure on. Just let us navigate the market and reach out to her when we needed assistance. Tori also really listened to what we were looking for, and was realistic in how we could get there. I would recommend Tori to anyone, whether it be first home buying or for an investment property, Tori will help make what seemed to us like a stressful process, actually quite enjoyable! Thank you Tori ☺️
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Phillip Pavlou
A big thank you to Tori and Meg from Modern Financial for their help refinancing my home loan. Not only did Tori secure me a better rate, she took time to understand my personal situation and needs and found a tailored solution that will work for me in the short, mid and long term. Speedy communication, managing an awkward time zone difference, dealing with my questions at all hours, both Tori and Meg were great. Couldn't recommend highly enough!
Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.
Your unique goals are our priority, as we customise financing to match your investment dreams. We're here to guide you at every step, providing tailored support for a smooth and rewarding investment journey.
Yes, we are here to help you facilitate your next property decision. We understand that purchasing a new home is a significant milestone in your life. That's why we're here to make this journey as seamless and rewarding as possible. We take the stress out of finding the right home loan, so you can focus on what truly matters - making your dream home a reality.
Yes, for sure! We are here to help you every step of the way. From your initial inquiry to the moment of settlement, we are dedicated to ensuring that your journey of acquiring your first property is a stress-free experience, allowing you to savour every moment of the process.
Navigating the diverse landscape of commercial lending options can be a daunting task, but we're here to guide you through the process. Our expertise lies in helping you identify and secure the ideal loan to meet your specific business needs.
We know that SMSF loans are a unique financial endeavour, and we're committed to crafting financing that suits your specific retirement goals.
Modern Financial ABN: 66 661 834 948, Modern Financial Group Pty Ltd ABN: 66 661 834 948. Credit Representative #480053 is authorised under Australian Credit Licence #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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