First Home Buyers
We'll help you into your First Home
Rated 5 from 116 Reviews
We'll help you into your First Home
Rated 5 from 116 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Pre Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your loan draws-down and you're good to go!
Book Appointment






































AM
Alexandra Moller Pearson
Scott and the team at Modern Financial made the process of securing our home loan so easy. Great communication, always happy to answer our questions, and found us the right deal for our situation. Couldn't recommend them enough — thanks for everything, Scott!
FA
Flowerdose Australia
I had an excellent experience working with Tori. She organized a commercial loan for me and made the entire process smooth and stress-free. Tori was professional, knowledgeable, and always available to answer my questions. She kept me informed every step of the way and worked hard to secure a great outcome. I really appreciated her dedication, attention to detail, and outstanding customer service. I highly recommend Tori to anyone looking for a reliable and experienced finance professional. Thank you, Tori!
EM
Emma Macciotta
A huge thank you to James, Jess and the entire team for all of your support. From start to finish, they made the whole process feel easy. They were always available to answer our questions, explain everything clearly and kept us informed every step of the way. Nothing ever felt like too much trouble, and we always felt like we were in great hands. We couldn't recommend them highly enough!
Yes, we understand that refinancing your home loan is a pivotal financial decision, and we're here to make it a smooth and rewarding process. We take the complexity out of refinancing, ensuring you can unlock your home's full financial potential.
Your unique goals are our priority, as we customise financing to match your investment dreams. We're here to guide you at every step, providing tailored support for a smooth and rewarding investment journey.
Yes, we are here to help you facilitate your next property decision. We understand that purchasing a new home is a significant milestone in your life. That's why we're here to make this journey as seamless and rewarding as possible. We take the stress out of finding the right home loan, so you can focus on what truly matters - making your dream home a reality.
Yes, for sure! We are here to help you every step of the way. From your initial inquiry to the moment of settlement, we are dedicated to ensuring that your journey of acquiring your first property is a stress-free experience, allowing you to savour every moment of the process.
Navigating the diverse landscape of commercial lending options can be a daunting task, but we're here to guide you through the process. Our expertise lies in helping you identify and secure the ideal loan to meet your specific business needs.
We know that SMSF loans are a unique financial endeavour, and we're committed to crafting financing that suits your specific retirement goals.